Personal Property and Liability Insurance
Personal Property and Liability Insurance is required for all students. University Housing requires that you have a minimum of $5,000 personal property insurance coverage for fire and water damage, theft and vandalism. In addition, if your negligence results in damage to the property of others or to the University, you may be held legally liable for all resulting damages. Therefore, University Housing also requires residents to have a $50,000 liability insurance policy.
GradGuard Renters Insurance
The University’s insurance covers only those items belonging to the University of South Carolina. Personal Property and Liability Insurance is required for all students. University Housing requires that you have a minimum of $5,000 personal property insurance coverage for fire, water damage, theft and vandalism. In addition, if your negligence results in damage to the property of the University or others, you may be held legally liable for all resulting damages. Therefore, University Housing requires residents to have a $50,000 liability insurance program. The University does not offer renters insurance to students, however it has partnered with GradGuard™ to offer their College Renters Insurance Plan.
The GradGuard College Renters Plan is designed for students and carries the coverage required by the institution. For about 50 cents per day, the plan will include the following features:
- Theft & Fire Protection. For your laptop, bicycle, cell phone, etc.
- Homeowners Insurance Alternative. No credit checks and a lower deductible.
- Worldwide Coverage. Your belongings are covered anywhere in the world.
- Liability Protection. Coverage if you accidentally damage your place of residence.
- Replacement Cost. If your old property is stolen, you will be covered for the new version.
- Preferred Rates and More!
Please visit GradGuard using the link below and indicate your insurance preference. If you decline coverage in the GradGuard Program, you will be asked to provide your name and email to acknowledge that you understand the University’s Personal Property & Liability Policy.
GradGuard web page available here.
Already Have Insurance
Some insurance providers will request the physical address of your student’s residence hall. The addresses of all University of South Carolina undergraduate residence halls are listed below. All addresses are in Columbia, SC 29208. Please remember that USPS, UPS and FedEx will not deliver to our residence halls. Packages and mail should be sent to your student’s USC PO Box.
820 Henderson St. - 820 Henderson Street
Bates House - 1423 Whaley Street
Bates West - 1405 Whaley Street
Capstone - 902 Barnwell Street
Cliff Apartments - 1321 Whaley Street
Columbia Hall - 918 Barnwell Street
East Quad - 1500 Wheat Street
Honors Residence - 1215 Blossom Street
Horseshoe - 902 Sumter Street Access
Maxcy - 1332 Pendleton Street
McBryde A - 1309 Blossom Street
McBryde B - 1311 Blossom Street
McBryde C - 1313 Blossom Street
McBryde F - 611 Marion Street
McBryde G - 613 Marion Street
McClintock - 720 Bull Street
Patterson Hall - 1520 Devine Street
Preston Residential College - 1323 Greene Street
Sims - 1501 Devine Street
South Quad - 500 Sumter Street
South Tower - 614 Bull Street
Thornwell - 1420 Pendleton Street
Wade Hampton - 1528 Greene Street
Green Quad A - 1216 A Wheat Street
Green Quad B - 1216 B Wheat Street
Green Quad C - 1216 C Wheat Street
Woodrow - 1415 Greene Street