Designing Sustainable Communities for Living and Learning

East Quad

Personal Property and Liability Insurance

Personal Property and Liability Insurance is required for all students. University Housing requires that you have a minimum of $5,000 personal property insurance coverage for fire and water damage, theft and vandalism. In addition, if your negligence results in damage to the property of others or to the University, you may be held legally liable for all resulting damages. Therefore, University Housing also requires residents to have a $50,000 liability insurance policy.

GradGuard Renters Insurance

The University’s insurance covers only those items belonging to the University of South Carolina. Personal Property and Liability Insurance is required for all students. University Housing requires that you have a minimum of $5,000 personal property insurance coverage for fire, water damage, theft and vandalism. In addition, if your negligence results in damage to the property of the University or others, you may be held legally liable for all resulting damages. Therefore, University Housing requires residents to have a $50,000 liability insurance program. The University does not offer renters insurance to students, however it has partnered with GradGuard™ to offer their College Renters Insurance Plan.

 

The GradGuard College Renters Plan is designed for students and carries the coverage required by the institution. For about 50 cents per day, the plan will include the following features:

  • Theft & Fire Protection. For your laptop, bicycle, cell phone, etc.
  • Homeowners Insurance Alternative. No credit checks and a lower deductible.
  • Worldwide Coverage. Your belongings are covered anywhere in the world.
  • Liability Protection. Coverage if you accidentally damage your place of residence.
  • Replacement Cost. If your old property is stolen, you will be covered for the new version.
  • Preferred Rates and More!

 

Please visit GradGuard using the link below and indicate your insurance preference. If you decline coverage in the GradGuard Program, you will be asked to provide your name and email to acknowledge that you understand the University’s Personal Property & Liability Policy.

 

GradGuard web page available here.

                    

Already Have Insurance

Some insurance providers will request the physical address of your student’s residence hall. The addresses of all University of South Carolina undergraduate residence halls are listed below. All addresses are in Columbia, SC 29208. Please remember that USPS, UPS and FedEx will not deliver to our residence halls. Packages and mail should be sent to your student’s USC PO Box.

Addresses

820 Henderson St. - 820 Henderson Street

Bates House - 1423 Whaley Street

Bates West - 1405 Whaley Street

Capstone - 902 Barnwell Street

Cliff Apartments - 1321 Whaley Street

Columbia Hall - 918 Barnwell Street

East Quad - 1500 Wheat Street

Honors Residence - 1215 Blossom Street

Horseshoe - 902 Sumter Street Access

Maxcy - 1332 Pendleton Street

McBryde A - 1309 Blossom Street

McBryde B - 1311 Blossom Street

McBryde C - 1313 Blossom Street

McBryde F - 611 Marion Street

McBryde G - 613 Marion Street

McClintock - 720 Bull Street

Patterson Hall - 1520 Devine Street

Preston Residential College - 1323 Greene Street

Sims - 1501 Devine Street

South Quad - 500 Sumter Street

South Tower - 614 Bull Street

Thornwell - 1420 Pendleton Street

Wade Hampton - 1528 Greene Street

Green Quad A - 1216 A Wheat Street

Green Quad B - 1216 B Wheat Street

Green Quad C - 1216 C Wheat Street

Woodrow - 1415 Greene Street